Check with your tax advisor to determine if this is a tax deductible option for you.
We offer 房屋净值贷款, 能源股权贷款s, and Home Equity 信贷额度. See which option is the best fit for you:
最好:
最好:
利率 & 条款
利率 & 条款
获得资金
获得资金
最低贷款金额
最低贷款金额
最高贷款金额
最高贷款金额
Maximum Combined 贷款价值比
Maximum Combined 贷款价值比
关闭成本
关闭成本
房屋净值贷款
最好:
你 need to make a single, large purchase at a certain price.
利率 & 条款
A fixed interest rate and terms up to 15 years.
获得资金
The borrowed amount is paid to you in one lump sum.
最低贷款金额
$5,000
最高贷款金额
$250,000
Maximum Combined 贷款价值比
高达90%
关闭成本
Closing costs will be unique to your loan and may include a property appraisal fee. EastRise will cover a portion of other closing costs.
能源股权贷款
最好:
你’re looking to finance energy improvements of any kind on your primary home.
利率 & 条款
A discounted, fixed interest rate and terms up to 15 years.
获得资金
The borrowed funds can be made payable to your contractor.
最低贷款金额
$5,000
最高贷款金额
$250,000
Maximum Combined 贷款价值比
高达90%
关闭成本
We work with you to minimize closing costs, making it more affordable.
房屋净值信贷额度
最好:
你 aren’t sure of the final price, or if it is a recurring cost.
利率 & 条款
A revolving line of credit with a variable interest rate that will be available to you for up to 15 years.
获得资金
你 can tap into your line of credit whenever you need the money.
最低贷款金额
$5,000
最高贷款金额
$250,000
Maximum Combined 贷款价值比
高达90%
关闭成本
Closing costs will be unique to your loan and may include a property appraisal fee. EastRise will cover a portion of other closing costs.
|
类型 |
贷款价值比 |
术语 |
年利率低至1 |
|---|---|---|---|
| 税率于2024年10月14日生效 | |||
|
APR = annual percentage rate and reflects the current minimum APR offered. |
|||
|
类型 固定利率 |
贷款价值比 高达80% |
术语 60个月 |
年利率低至1 6.50% |
|
类型 固定利率 |
贷款价值比 高达80% |
术语 120个月 |
年利率低至1 7.50% |
|
类型 固定利率 |
贷款价值比 高达80% |
术语 180个月 |
年利率低至1 7.99% |
|
类型 固定利率 |
贷款价值比 大于80% ~ 90% |
术语 60个月 |
年利率低至1 7.50% |
|
类型 固定利率 |
贷款价值比 大于80% ~ 90% |
术语 120个月 |
年利率低至1 8.50% |
|
类型 固定利率 |
贷款价值比 大于80% ~ 90% |
术语 180个月 |
年利率低至1 8.99% |
|
类型 |
贷款价值比 |
术语 |
年利率低至1 |
|---|---|---|---|
| 税率于2024年10月14日生效 | |||
|
APR = annual percentage rate and reflects the current minimum APR offered. |
|||
|
类型 固定利率 |
贷款价值比 高达80% |
术语 60个月 |
年利率低至1 5.99% |
|
类型 固定利率 |
贷款价值比 高达80% |
术语 120个月 |
年利率低至1 6.75% |
|
类型 固定利率 |
贷款价值比 高达80% |
术语 180个月 |
年利率低至1 7.25% |
|
类型 固定利率 |
贷款价值比 大于80% ~ 90% |
术语 60个月 |
年利率低至1 6.99% |
|
类型 固定利率 |
贷款价值比 大于80% ~ 90% |
术语 120个月 |
年利率低至1 7.75% |
|
类型 固定利率 |
贷款价值比 大于80% ~ 90% |
术语 180个月 |
年利率低至1 8.25% |
|
术语 |
年利率低至 |
|---|---|
| 税率于2024年10月14日生效 | |
|
APR = annual percentage rate and reflects the current minimum APR offered. MyChoice抵押贷款 maximum Loan To Value 85% or less. |
|
|
术语 1至8年 |
年利率低至 6.00% |
|
术语 9年 |
年利率低至 6.125% |
|
术语 10年 |
年利率低至 6.250% |
MyChoice抵押贷款 allows you to craft your very own financing option. 你 choose the terms of your loan!
Simply select your fixed rate and a term from one to ten years, and get a mortgage that is truly tailored to your individual goals. Plus, the shorter the term, the lower the rate.
MyChoice抵押贷款 is designed to be quick and easy. In most cases, no appraisal is needed and closing costs are generally limited to $150.
Before committing to a project that may be eligible for the 30% Federal Investment Tax 信贷, please consult with your tax advisor to determine your tax credit eligibility. The Federal Investment Tax 信贷 is not a guaranteed refund. 你 must qualify for this credit based on your annual tax liability. EastRise does not provide tax advice.
APR = annual percentage rate may be adjusted based on individual credit standing and term. Payment Example: $25,000 loan for 60个月 at 5.99% APR will have a monthly payment of $482.25.
A home equity line of credit is a variable rate loan that may adjust monthly. 利率低至4%.50% APR as a floor and a maximum APR of 18.00%. APR may be adjusted based on individual credit standing and term. Members can borrow against the available line of credit for a period of 15 years, after which time the existing balance must be paid in full by making a monthly principal and interest payment in a new 15-year repayment period. Closing costs range from $130 to $1,500 to cover the appraisal fee and title update fee. A late fee of 5% of the payment may be charged for a payment more than 15 days late.